Modified:2022-11-04  Published:2022-11-04  Views: 342
Author: n.paul
Published in: Company & Organization
Top 10 Private Health Insurance Companies In The World

Purchasing insurance is a crucial factor, be it for your home, your car, your life or your health, you need it to be on the safer side of life. As it is said, health is wealth, and we need to protect our health from any potential harm. Nowadays the amount of new diseases that are invading our lives are increasing rapidly. And those are certainly not something that will be cured just upon resting at home. We need to take proper measures to cure whatever diseases we are suffering from. Visiting a hospital or a clinic is certainly an important step that can be taken in this regard.

However, the hospital bills can be something to disrupt our financial plans, as those can often be unaffordable. Spending a hefty amount of money is not always possible as well and this is exactly why you need to take consideration on health insurance. Health insurance is an insurance plan that covers your medical expenses when you are diagnosed with a serious issue regarding your health. If you purchase a health insurance, you can claim it in the time of your need and avoid paying huge sum as the hospital bill. Hence, purchasing health insurance plans are certainly beneficial if you want to secure yourself and your family.

The reason behind choosing the best private health insurance company

There is always a concern about the most eligible health insurance providers. Since the course of health insurance is something very crucial, no one would like to face issue when it is the time of file claiming. You always need to be sure that you have chosen the right company to help you through your tough time. In current time, there are a lot of companies that are claiming to provide a quality health insurance service. Nevertheless, you need to judge for yourself if it is good enough for you or not. And the best method of doing so is by comparing the companies and their offers together to look for the right one for you.

privtate health insurance policies

But just as we said before, there are a lot of companies in the global market and comparing every single one with another one is hardly possible. And this is why we have prepared today’s article for you. In today’s article, we will discuss about the top 10 private health insurance companies in this world to help you in choosing the best one for you. The companies will be discussed with a brief explanation to help you in understanding why are regarded as the best private health insurance companies.

The top 10 best private health insurance providers

In this section of the article, we will list 10 best private health insurance companies that provide their services all around the world. The list is presented in a descending order. Hence, keep reading the article to know which company is recognized as the best private health insurance provider all around the world.

10. Bupa Global

BUPA, British United Provident Association Limited, is one of the most famous health insurance companies that manage their business with an international audience. The company currently possess a 38 million large customer base from all around the world. The company was founded in the year of 1947, which makes it 75 years in the business. The headquarters of the company is located in the United Kingdom. The primary nations for company’s business are, Australia, Spain, the United Kingdom, Chile, Poland, New Zealand, Hong Kong, Turkey, Brazil, Ireland, Mexico and the United States. It also has presence in Latin America, the Middle East and Asia. They also manage their businesses via joint ventures in Saudi Arabia and India.

The services that are offered by the company are,

  • health insurance
  • healthcare
  • dental care and dental insurance
  • outpatient clinics
  • hospitals
  • digital health
  • care homes
  • retirement villages   

The company is dedicated in providing the best global health policies to its customers. Their global team is highly efficient, who are capable of speaking multiple languages. The company has gained a B++ rating from A.M Best, which speaks volume about its efficiency and effectiveness in the global private health insurance market.

9. AIA Group

AIA group is a Hong Kong based American multinational insurance and finance corporation. It is regarded as the largest public listed life insurance company in Asia-Pacific. The company was established in the year of 1919, which makes it a 102-year-old company to still serve the customers ever so successfully. The headquarters of the company is situated in AIA Central, Central, Hong Kong. AIA owns 18 markets in Asia-Pacific, which include wholly owned branches and subsidiaries. The primary markets of the company are, Hong Kong, mainland China, Taiwan, Macau, South Korea, Singapore, Thailand, Malaysia, the Philippines, Indonesia, Vietnam, Brunei, Cambodia, Myanmar, Australia, New Zealand, Sri Lanka and a 49% joint venture in India.

The services to be offered by the company are,

  • Life insurance
  • accident and health insurance
  • savings plans
  • employee benefits
  • variable contracts
  • investments
  • securities
  • credit life and pension services

The company is regarded as one of the most preferred companies in Asia as they have been providing a quality service to the Asian customers for more than 100 years now.

8. AXA Global Healthcare

AXA global healthcare is a French multinational insurance company, which have been a private health insurance provider for a significant amount of time now. The company was established in 1816 and has been providing insurance services for 206 years now. The headquarters of the company is situated in 25 Avenue Matignon, Paris, France. The Axa Group operates primarily in Western Europe, North America, the India Pacific region and the Middle East, with a presence also in Africa.

The services to be offered by the company are,

  • Life insurance,
  • Health insurance,
  • property and casualty insurance,
  • investment management

The international coverage options that are offered by the company is talked about worldwide. The most unique feature of their service is that the insureds can gain an access to private healthcare whenever there is a need. If you are living and working in another nation apart from your own, then Axa is the best choice for. They even offer a short-term international health insurance coverage, which is certainly beneficial for the individuals who are living abroad only for a limited time period.

7. Allianz International Medical Insurance

Allianz international is a German multinational financial services company. The company was founded in the year of 1890. Hence, the company has been providing financial services to its customers for 132 years straight. The headquarters of the company is situated in Munich, Germany. The company provides services for customers all over the world, which makes it one of the most convenient companies to purchase a health insurance from. Medical insurance is one of their products that has been preferred by the insureds quate a lot. And as a result, it has secured an A+ rating from A.M. Best.

 

 

6. Integra Global Health Insurance

Integra global is a UK based company that offers health insurance services all over the world. The primary area to be operated by the company are Europe, North America, and Asia. The company provides specialized health plans to individuals, organizations and corporations. Integra is known for offering unique protection need to the companies that operate in high-risk industries, such as expatriates, marine professionals, jet setters, and more. The primary aim of the company is to develop unique international health insurance options for ensuring outstanding protection, hands-on unbeatable personal service and excellent value. The company has secured an A rating from A.M Best.

private health insurance companies

5. Now Health International

Now health Insurance is an international private health insurance company that has gained the 5th spot in the list. the headquarters of the company is situated in Hong Kong. The main markets of the company are, Shanghai, Beijing, Singapore, Jakarta, Dubai and Camberley in the United Kingdom. The company is widely recognized for its online services that can easily be accessed from anywhere anytime, which increases the convenience of the insureds in making a successful purchase.

Now health insurance is a rather new company, which was established in the year of 2010 by a group of IPMI experts. The company has 300+ employees and 100,000 customers worldwide, which symbolize their efficient service. The quality medical coverage options offered by the company can prove to be one of the best choices for the foreigners living abroad. Now Health WorldCare Plan is another beneficial plan to be offered by the company. It is associated with providing comprehensive benefits, including cover for expats in the USA. Even if you want a more affordable plan you can opt for SimpleCare plan, which is the perfect choice for the expatriates seeking extensive medical coverage under their budget. The A+ rating that the company has secured from AM Best signifies their eligibility of gaining the position of 5th best private health insurance company.

4. IMG

IMG is known as the best global medical insurance under a specific budget. In simpler words, IMG is one of the most affordable private health insurance companies to provide their service all around the world. And this is why the company has made it to the 4th position in the list of 10 best private health insurance companies. It possesses the widest range of products among all of the international health insurance providers. The company currently operates their business in more than 170 countries. You can gain a hold of a number of add-on coverages along with the standard plan.

By considering IMG you gain large PPO (preferred provider organization) in the US as well as their IPA (international provider access) network of over 17,000 providers and facilities around the world. IMG services members in over 190 countries and has built a staff that can help you in an emergency 24 hours a day, 7 days a week, 365 days a year. Hence, considering IMG can certainly be very beneficial to you.

3. William Russell

Regarded as the best policy providers for expats in Asia, William Russell has gained the third spot in the list of 10 best private health insurance companies. The company has been operating in healthcare business for 30 years and it has expanded its business through 160 nations all over the world. It has specialized health insurance plans for both individuals and family.

They offer the insureds with four plan tiers, which are constructed basing on the specific need of each customer. There are benefits, such as top-notch coverage for cancer care and extensive preventive care coverage, that you can gain by purchasing a policy from William Russell. You can even customize your rates via adjusting your deductible.

Apart from this William Russell provides you with a highly personalized service that offers 24/7 help. Thus, it has gained an A+ rating from AM Best.

2. GeoBlue

The second place of the list is claimed by GeoBlue. The company is recognized to be the most ideal one for US residents seeking health insurance for living in abroad and for foreigners living in the US. It is an independent licensee of the Blue Cross Blue Shield Association, which offer both of long-term and short-term health insurance policies all over the world.

GeoBlue offers an extensive network along with a very easy claim filing option. The telehealth service of the company is another factor that needs to be praised about. However, their geographic limitations and their premium prices can prove to be restraint. Nevertheless, the benefits that you get along with the coverage is certainly something to worth your money. Unlimited medical maximum is one of those benefits. Hence. If you are ready to pay some premium rates, then GeoBlue can be the best choice for you.     

1. Cigna

The best private health insurance company of the world is Cigna, which is an expected appearance. It is one of the very first companies to provide insurance coverages to international citizens including expatriates. The company was established in the year of 1982 and since then it never lost its title of being one of the leading private health insurance companies.

The company offers flexible coverages associated with international health insurance. It allows you to add the extra coverages that you need and exclude the ones that you do not need so you do not have to pay for anything extra. And this is the exact reason why the company is so widely preferred by the insureds. Additionally, there are even cost sharing and multiple deductible options that you can customize as per your choices. Moreover, the doctor and hospital networks that the company possess, claims its top position firmly.

For more top 10 companies and organizations related articles, visit ALInscribe’s Top 10 category.

Article Comments

0 comments.

There are zero comments yet, why not be the first?

You must be logged in to post a comment.

Please log in or register to comment or reply to a comment.

Articles Search

Featured Articles

Most Popular Articles

Article Categories Expand

10  
1  
1  
1  
0  
6  
0  
82  
5  

There are zero sub-categories in this parent category.

82  
4  
22  
6  
3  
3  
9  
5  
8  
4  
10  
6  
3  
0  
0  
70  
16  
1  
1  
25  
1  
2  
0  
2  
1  
2  
2  
7  
0  
1  
0  
2  
2  
2  
13  
2  
1  
3  
2  
1  
0  
2  
3  
2  
0  
1  
5  
0  
3  
4  
0  
17  
53  
1  
1  
0  
1  
0  
0  
6  
1  
1  
41  
1  
1  
2  
0  
12  
0  
0  
0  
0  
7  
3  
0  
2  
2  
1  

There are zero sub-categories in this parent category.

4  
1  
5  
6  
0  
3  
2  
1  
0  
1  
0  
2  
0  
4  
2  
0  
5  
1  
24  
1  

There are zero sub-categories in this parent category.

0  
1  
0  
1  
0  
1  
0  
1  
0  
0  
0  
2  
31  
1  
20  
3  
2  
0  
0  
0  
0  
1  
1  
0  
1  
0  
0  
0  
1  
0  
27  
0  
1  
5  
0  
2  
2  
0  
0  
0  
0  
1  
9  
1  

Sponsor